As the year draws to a close, it's the perfect time for individuals to assess their financial health and prepare for the upcoming year. Whether you're a new
This year feels as though the holiday hype will be around longer. When I was much younger, the Christmas season didn’t start until after Thanksgiving. This year
Required minimum distributions from retirement accounts can be confusing. If not taken appropriately, they can generate hefty penalties. Depending on when a
SECURE 2.0 Act (2022) made changes to the retirement saving and distribution landscape and built on changes made in the original SECURE Act (2019). There is
Last month, Cummins announced a change to its Employee Stock Purchase Plan (ESPP) allowing for additional savings on stock purchases from the company
Knowing when to taper off support for adult children is a difficult decision. As a parent, it is hard to watch your children struggle and sometimes fail. Our
There are several milestones on the way to becoming an adult—getting your driver’s license, turning 18, finishing college, getting your first “adult” job. Some
Leaving a legacy for the next generation is an often-stated goal. Even families with modest means want to leave something for their children. It is estimated
After over 40 years with Cummins, my husband retired on May 31st. For our family, retirement has gone from theoretical to practical. While most individuals
May is Mental Health Awareness month. This is a time to raise awareness and promote the importance of mental health. Research has shown a strong link between
There is a shift happening in the financial services industry. Historically, the driving force was product sales to meet a specific need. If you needed
Both of my parents died unexpectedly when I was in my 30s. I found my mother’s death especially painful. For me, it was an emotional as well as a financial
